Disclosures | PrincipalGuard

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Draft template — not legal or compliance advice. This page is the most compliance-sensitive on the Site. It must be reviewed and approved by the appropriate insurance/securities compliance channel before publication. Replace all [bracketed] items.

Nature of This Service

[Legal Entity Name] ("PrincipalGuard") is a marketing and lead-referral service only. PrincipalGuard is not a licensed insurance agency, insurance producer, broker-dealer, registered investment adviser, law firm, or accounting firm. PrincipalGuard does not sell insurance or securities and does not provide financial, investment, insurance, tax, or legal advice or recommendations.

Products & Advice Come From Licensed Professionals

Any products, strategies, or services referenced on the Site are offered and provided solely by independently licensed insurance and/or financial professionals (including [Partner / Advisor Name and License #]). Those professionals are solely responsible for their own advice, recommendations, and the products they offer, and for compliance with applicable state and federal law. Product availability varies by state.

No Government Affiliation

PrincipalGuard is not affiliated with, endorsed by, or sponsored by the Social Security Administration, the IRS, Medicare, or any other government agency or program.

Insurance Product & Guarantee Disclosures

Products that may be discussed can include fixed annuities, fixed indexed annuities, and life insurance. Guarantees associated with these products — including any guaranteed interest, income, or principal protection — are backed solely by the financial strength and claims-paying ability of the issuing insurance carrier. They are not insured by the FDIC or any government agency and are not guaranteed by PrincipalGuard or any bank.

Compliance note (remove before publishing): Any specific rate or return figure used in marketing — for example, a stated "guaranteed growth rate between 5%–6% annually" — must be substantiated for the specific product(s) offered, must not be misleading, and typically must include the product name, carrier, and the conditions/limitations that apply. Confirm that every such claim is approved by the carrier and by compliance before it appears on any live page or ad.

No Guarantee of Results

Illustrations and examples are hypothetical and for informational purposes only. Individual results depend on your specific situation, the product selected, and the issuing carrier. Past performance does not guarantee future results.

Tax Statements

Any references to tax treatment are general in nature, are not tax advice, and may not apply to your situation. Consult a qualified tax professional regarding your specific circumstances.

Communications Consent

By submitting a form, you consent to be contacted by PrincipalGuard and its licensed professional partners by phone, text, and email, including by automated means, as described in our Privacy Policy. Consent is not a condition of purchase. Reply STOP to opt out of texts.

Testimonials

[If any testimonials or endorsements are used, disclose whether they are representative, whether compensation was provided, and include any required conflict-of-interest language. If none are used, state "The Site does not currently display client testimonials."]

Contact

[Legal Entity Name]
[Mailing Address]
[Phone] | [Email]